Free during the beta. No card, and nothing to install.
That’s a lot to hold at once. I’ll do the arithmetic.Clem, from Beeshur. Here for the fine print.
Three invented plansSynthetic example
Synthetic example: three invented health plans priced across a quiet, a normal and a rough year. Marked = within 5% of the lowest total that year. The result is decided on the normal year.
Plan
Quiet
Normal (the year the result is decided on)decides
Rough
Plan A
$4,620
$6,220 (marked)
$9,720
Plan B
$5,520
$6,640
$9,240 (marked)
Plan C
$3,120 (marked)
$6,320 (marked)
$9,220 (marked)
What Beeshur would say: Toss-up.Plan A and Plan C are $100 apart in a normal year, so no plan is named.
Marked = within 5% of the lowest total that year. The result is decided on the normal year.
What you actually do.
1Step 1. Enter your plans.
2Step 2. We do the math.
Plan A, as priced in the table aboveSynthetic example
Keeping what you had is a decision too, and it is an easy one to make without ever pricing it.
A rough year, priced across the same three plansSynthetic example
Plan C$9,220
Plan B$9,240
Plan ALast year’s plan$9,720
Scale runs $9,000 to $10,000, not from zero. All three sit within $500 of each other.
In this rough year, last year’s plan is the most expensive of the three: $480 more than Plan B and $500 more than Plan C.
Ten minutes now, or find out in March.
The three answers you can get.
Every comparison ends in exactly one of these. That two of them name no winner is the design, not a shortfall.
Normal yearSynthetic example
Plan E$5,100
Plan F$6,740
Plan E by $1,640
Cheapest modeled
One plan is clearly cheapest
Named, with the margin. Here Plan E is $1,640 below Plan F in a normal year. These two are their own invented pair, and the comparison above is a toss-up. Beeshur only names a plan when it stays cheapest across every unknown it had to work around.
Normal yearSynthetic example
Plan A$6,220
Plan C$6,320
Plan B$6,640
$100 apart
Close, no winner
It’s a toss-up
Two plans within 5% of each other in the year that decides. In the comparison above that is Plan A and Plan C, $100 apart. The tradeoff gets named; the call stays yours.
Plan D, as enteredSynthetic example
One family pot$8,000
Each person$2,000
No total
Withheld
We can’t call it
Something Beeshur could only bound, like how a family’s care splits across people, could change which plan is cheapest. You get the figures you entered, no total, no ranking, and the name of the unknown doing it.