Invite-only beta

Which health plan would cost your family less?

Enter the 2 to 4 plans you’re choosing between. Beeshur does the math.

Marketplace plan? Use the deductible and out-of-pocket max on your own plan. Here’s why.

A person replies within a day.

Deadline before an invite? Say so in your email.

Free during the beta. No card, and nothing to install.

Clem, from Beeshur. Here for the fine print.

Three invented plansSynthetic example
Synthetic example: three invented health plans priced across a quiet, a normal and a rough year. Marked = within 5% of the lowest total that year. The result is decided on the normal year.
PlanQuietNormal (the year the result is decided on)Rough
Plan A$4,620$6,220 (marked)$9,720
Plan B$5,520$6,640$9,240 (marked)
Plan C$3,120 (marked)$6,320 (marked)$9,220 (marked)

What Beeshur would say: Toss-up. Plan A and Plan C are $100 apart in a normal year, so no plan is named.

Marked = within 5% of the lowest total that year. The result is decided on the normal year.

What you actually do.

  1. 2 to 4 plans

    Step 1. Enter your plans.

  2. Quiet$4,620Normal$6,220Rough$9,720

    Step 2. We do the math.

    Plan A, as priced in the table aboveSynthetic example
  3. You

    Step 3. Get the call, or why we can't.

The longer version, including what this does not model.

The renewal moment

Last year’s plan, priced against a rough year.

Keeping what you had is a decision too, and it is an easy one to make without ever pricing it.

A rough year, priced across the same three plansSynthetic example
  • Plan C$9,220
  • Plan B$9,240
  • Plan ALast year’s plan$9,720

Scale runs $9,000 to $10,000, not from zero. All three sit within $500 of each other.

In this rough year, last year’s plan is the most expensive of the three: $480 more than Plan B and $500 more than Plan C.

The three answers you can get.

Every comparison ends in exactly one of these. That two of them name no winner is the design, not a shortfall.

  • Normal yearSynthetic example
    • Plan E$5,100
    • Plan F$6,740

    Plan E by $1,640

    Cheapest modeled

    One plan is clearly cheapest

    Named, with the margin. Here Plan E is $1,640 below Plan F in a normal year. These two are their own invented pair, and the comparison above is a toss-up. Beeshur only names a plan when it stays cheapest across every unknown it had to work around.

  • Normal yearSynthetic example
    • Plan A$6,220
    • Plan C$6,320
    • Plan B$6,640

    $100 apart

    Close, no winner

    It’s a toss-up

    Two plans within 5% of each other in the year that decides. In the comparison above that is Plan A and Plan C, $100 apart. The tradeoff gets named; the call stays yours.

  • Plan D, as enteredSynthetic example
    • One family pot$8,000
    • Each person$2,000

    No total

    Withheld

    We can’t call it

    Something Beeshur could only bound, like how a family’s care splits across people, could change which plan is cheapest. You get the figures you entered, no total, no ranking, and the name of the unknown doing it.

See the same three plans as a chart, or a worked example of the third answer, an invented comparison where naming a plan would mean guessing.

Not built for everyone.

You

choosing between 2 to 4 health plans

  • Brokers

    Running comparisons for a book of clients. No client lists, no white-labeling, no commissions.

  • HR and benefits platforms

    No integration, no admin console, no employer dashboard.

  • Predicting your own year

    Everyone who picks a level of care gets the same three scenarios for their coverage tier.

Solid: what Beeshur is for. Dashed: what it isn’t.

Where Beeshur is going next.

One thing below works today.

Works today

The comparison2 to 4 plans, priced three ways
  • Quiet
  • Normal
  • Rough

Not built

  • ComingEOBs and claims

    There is no way to add one today.

  • ComingCheck-ins through the year

  • ComingHelp speaking up for yourself

  • ComingHow the year actually went

What each of these would do
Keeping track of your EOBs and claims
So your coverage and what actually happened sit in one place.
Check-ins through the year
A note when something is worth a look, like a deductible reset. No promise that you catch everything.
Help speaking up for yourself
Plain-language help with the questions worth asking a plan or a billing department.
Seeing how the year actually went
What the year really cost, against what was modeled.

Enroll knowing what a rough year would cost. Even if you keep last year’s plan.

Request an invite

A person replies within a day.